INTERNET BANKING PROTECTION PACKAGE

Designed to Address the Needs of Community Banks

The Internet Banking Protection Package is designed to fill the gaps in the existing insurance program whether you have a simple web site, Internet or PC home banking, bill pay, etc. The risks of Internet banking are both obvious and unknown. The following will point out some obvious hazards:

• Affirmative board-form coverage for suits arising from Internet banking activities
• Coverage for suits alleging invasion of privacy
• Coverage for advertising injury including libel, slander and defamation
• Coverage for intellectual property claims such as copyright and trademark infringement
• Hackers, Crackers and Virus
• Employee Sabotage
• Fraudulent Funds Transfers initiated by voice, fax, email or Internet access
• Damage/Destruction of data or computer programs

Banking regulatory agencies are requesting insurance coverage and so are auditors.

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